At Bicester Mortgage & Insurances, we understand that not every borrower fits into a standard mortgage category. That’s why we offer a wide range of specialist mortgage solutions, designed to meet unique circumstances and financial situations. Whether you’re a first-time buyer, self employed, a contractor, or a property investor, we can help you find the right mortgage deal.
Our Specialist Mortgage Services Include:
Government & Affordable Housing Schemes
✔ Help to Buy Remortgages – Secure a better deal when your Help to Buy loan ends
✔ Shared Ownership Mortgages – A stepping stone to full homeownership
✔ Right to Buy Mortgages – Helping tenants purchase their council home
Property-Specific & Investment Mortgages
✔ New Build Mortgages – Specialist finance for newly constructed properties
✔ Self-Build Mortgages – Funding solutions for building your own home
✔ HMO Mortgages – Buy-to-let solutions for Houses in Multiple Occupation
✔ LTD Company Buy-to-Let – Ideal for landlords investing via a limited company
✔ Let to Buy Mortgages – Retain your current home while purchasing a new one
Professional & Employment-Based Mortgages
✔ Contractor & CIS Mortgages – Tailored solutions for self-employed professionals
✔ NHS & Key Worker Mortgages – Exclusive options for medical staff & key workers
✔ Armed Forces Mortgages – Flexible mortgage solutions for military personnel
✔ Teachers’ Mortgages – Competitive rates for education professionals
Credit & Financially Complex Mortgages
✔ Adverse Credit Mortgages – Solutions for those with poor credit history
✔ Offset Mortgages – Reduce interest payments using your savings
✔ High Net Worth Mortgages – Bespoke mortgage solutions for high-income clients
Later-Life & Retiremet Mortgages
✔ Lifetime Mortgages – Unlock tax-free equity from your home
✔ Interest-Only & Retirement Interest-Only Mortgages – Flexible repayment options for later life
Non-Standard Mortgages
✔ Non-Standard Construction Mortgages – For properties made of unusual materials
✔ Professional Mortgages – Tailored solutions for high-earning professionals
Your home may be repossessed if you do not keep up repayments on your mortgage
Book a free, no obligation consultation
Looking for expert mortgage advice in Bicester? Contact us today for a free, no-obligation consultation and let us help you find the perfect mortgage or insurance plan with ease and confidence.