Income Protection Insurance – Bicester Mortgage & Insurances

At Bicester Mortgage & Insurances, we know that your income is your greatest asset. If illness or injury prevents you from working, Income Protection Insurance ensures you continue receiving a tax free monthly income, helping you cover your bills, mortgage, and living expenses while you recover.

What is Income Protection Insurance?

Income Protection provides regular payments if you are unable to work due to:
✔ Long-term illness
✔ Injury or disability
✔ Mental health conditions
✔ Serious accidents
Unlike Critical Illness Cover, which pays a one-off lump sum, Income Protection ensures you receive a monthly payout—helping you maintain financial stability until you can return to work or reach retirement.

How Income Protection Can Help You:

Replace Lost Earnings – Covers up to 70% of your salary tax-free

Keep Up with Bills & Mortgage Payments – Maintain financial security while recovering

Protect Your Family’s Lifestyle – Ensure your household expenses are covered

Flexible Payment Terms – Choose short-term or long-term cover to suit your needs

Covers a Wide Range of Conditions – From minor injuries to serious medical conditions

Types of Income Protection Cover We Offer:

Short-Term Income Protection – Covers you for a fixed period (e.g., 1-5 years)

Long-Term Income Protection – Pays out until you return to work or retire

Guaranteed & Reviewable Premiums – Choose fixed or adjustable monthly payments

Specialist Cover for Self-Employed & Contractors – Designed for freelancers and business
owners

Why Choose Income Protection?

Peace of Mind – Ensures financial stability if you’re unable to work

Flexible Cover Options – Tailored to fit your income and lifestyle

Tax-Free Monthly Payouts – Helping you manage bills and expenses

Covers a Wide Range of Conditions – Not just critical illnesses

As with all insurance policies, conditions and exclusions will apply

Protect your income today!

We help professionals, self-employed individuals, and business owners secure the right Income Protection policy to safeguard their financial future.

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.