Life Insurance

At Bicester Mortgage & Insurances, we understand the importance of securing your family’s financial future. Life Insurance provides peace of mind, ensuring that your loved ones are financially protected in the event of your passing or a terminal illness diagnosis. Whether you’re looking for a lump sum payout, regular income support, or mortgage protection, we can help you find the right life insurance policy tailored to your needs.

Types of Life Insurance We Offer:

Term Life Insurance
✔ Provides a tax-free lump sum if you pass away within a set term
✔ Ideal for family protection or covering a mortgage balance
✔ Flexible options for level, decreasing, or increasing cover

Mortgage Life Insurance (Decreasing Term Insurance)
✔ Designed to cover your outstanding mortgage
✔ Ensures your family can remain in their home without financial worry
✔ Pays out a decreasing amount, aligning with your mortgage balance

Whole of Life Insurance
✔ Provides lifelong cover with a guaranteed payout
✔ Often used for inheritance planning or covering funeral costs
✔ Can help reduce inheritance tax liabilities

Family Income Benefit
✔ Instead of a lump sum, pays a regular income to your loved ones
✔ Helps replace lost household income for a set period
✔ Ideal for families needing ongoing financial security

Why Choose Life Insurance?

Protect Your Family – Ensure your loved ones are financially secure
Cover Outstanding Debts – Pay off mortgages, loans, or bills
Maintain Your Lifestyle – Provide a regular income for your family
Tax-Free Payout – Receive a lump sum or income with no tax deductions
Peace of Mind – Know that your financial affairs are in order

As with all insurance policies, conditions and exclusions will apply

Get Expert Life Insurance Advice in Bicester

Choosing the right life insurance policy can be overwhelming. Our experienced advisers will assess your needs and recommend the best cover for your family, home, and future.
Secure your family’s future today – Contact us for a free consultation and let us help you find the perfect Life Insurance policy.

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